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What is an HSA, and Is It Right for Me?

What is an HSA, and Is It Right for Me?

You have options when it comes to managing your health insurance. Many services are offered free of charge. An HSA or health savings account is not insurance but can be a viable option for covering health costs.  What is an HSA? An HSA is a personal savings account for specified healthcare costs. The account allows you to set aside funds and withdraw from the account...

Do I Have Enough Life Insurance? 6 Signs to Know if You’re Underinsured

Do I Have Enough Life Insurance? 6 Signs to Know if You’re Underinsured

If you are uncertain if you have enough life insurance, it is time to review your existing policy or, for some people, put a new policy in place. Life insurance is dynamic and needs to change with time. As you hit significant milestones, your insurance must match the changes. Here are some signs that you are underinsured.  You Never Calculated How Much You Need While...

Medicare & Heart Disease: What is Covered

Medicare & Heart Disease: What is Covered

Heart disease is the leading cause of death in the United States. It accounts for over 600,000 deaths annually and affects both men and women across all racial and ethnic groups. It also primarily affects older adults. Here’s what you need to know about heart disease coverage if you have Medicare. What is Heart Disease?  Heart disease is a broad term encompassing a range of...

Honoring Black History Month and Beyond

Honoring Black History Month and Beyond

Black History Month is commemorated across the U.S. in February each year to celebrate the achievements, contributions, and rich past of Black individuals and communities.  The Origins of Black History Month Black History Month traces its roots to the first “Negro History” week established by Dr. Carter G. Woodson. Dr. Carter was a well-known author, scholar, and historian in his day. He earned his doctorate...

5 Employment Policies to Consider

5 Employment Policies to Consider

When company policy is clear and known, employees and employers benefit. Employees will know what to expect from management and how to deal with certain situations. Employers and management will have specific, written guidelines for guidance in situations that require discipline or the enforcement of standards. Certainty in what is considered approved or forbidden conduct can help to create a more pleasant and safe environment...